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Free, no obligation quotes. You speak with Madeline, not a call center.

480-997-1810
MF Health Advisors
A low aerial view of a Phoenix neighborhood in clear morning light, with pale flat roofs, turquoise backyard pools, palms and citrus trees, and Camelback Mountain under a vast blue sky

Services

Coverage built around your situation, not a template.

I work with people whose health insurance does not come from an employer. That covers a lot of ground, so here is where to start depending on which one you are.

Who I help

Start with the situation that sounds most like yours.

A bright home office belonging to a self-employed person, with a pale timber desk, open laptop, blue mug and a window full of Arizona sky

01

Self-employed health insurance in Arizona

Working for yourself means nobody hands you a benefits package, and the public marketplace was not designed around how you earn. Here is how to think about it, and how I help.

The bright interior of a small independent Arizona business before opening, with a long timber counter and blue-painted shelving

02

Small business health insurance in Arizona

Covering yourself and covering the people who work for you are two different problems. Most owners try to solve them at the same time, with no HR department and no spare hours. Here is how to make it tractable.

A family of four sitting together on the front steps of their Phoenix home in late afternoon light, mid-conversation, a blue front door behind them

03

Individual and family health insurance in Arizona

Buying coverage for yourself or your household, without an employer picking the shortlist, is one of the largest purchases most people make with the least guidance. Let me make it a decision you can actually explain.

Where I work

Local to the valley, licensed well past it.

On every plan

What I look at before you decide anything.

Tailored is an easy word to say. This is what it involves.

01

The doctors and hospitals you would actually use
Networks are geographic. A plan that looks good on paper and does not include the hospital nearest you is not a good plan for you.

02

The prescriptions you want to keep
We check them against each option before you decide, rather than finding out at the pharmacy counter.

03

The premium against the deductible
A low monthly number with a high deductible suits some households and hurts others. Which one you are depends on your cash flow, not on the brochure.

04

The worst plausible year, not just the average one
The number that protects you is what you would pay if something went badly wrong, and we look at it before you sign.

05

Options that are not listed publicly
I have access to plans that do not appear on the public marketplace, so the shortlist we compare is wider than the one you can build alone.
A kitchen table in a Phoenix home in clear morning light, with a closed laptop, a spiral notebook and pen, two blue ceramic mugs and a small succulent, sunlight falling across the pale timber

How it feels

Every plan on the table, side by side, before you decide anything.

No sales script and no second representative. You see the options that genuinely fit, you ask whatever you like, and you keep the same number afterwards.

How it goes

Three steps, no pressure at any of them.

  1. Step 1

    We talk

    Call me, or send the quote form. We go over who needs covering, what you spend now, and which doctors or prescriptions you want to keep.

  2. Step 2

    I build your shortlist

    I compare what is genuinely available to you, including options that are not listed on public marketplaces, and bring back the ones that fit.

  3. Step 3

    You decide, I stay

    You pick the plan you understand and want. I handle the enrollment, and I am still the person you call when something changes.

Free and no obligation

Let’s find the plan that actually fits.

The quote is free, there is no obligation, and you will be talking to me. If what you already have is the better deal, I will tell you so.

Call now for a free quote

480-997-1810
Book a 30 minute call

Pick a time that suits you and I will call you then. No sales script. Or email me at [email protected].

Get a free quote

Takes about a minute. I reply personally, usually the same day.

Your details go to me, not a call center or a lead broker.