Free, no obligation quotes. You speak with Madeline, not a call center.

480-997-1810
A quiet Phoenix residential street at golden hour, with low white stucco homes, a blue front door catching the last light, tall palms, a saguaro and Camelback Mountain under a deep blue evening sky
Madeline Fain, Owner of MF Health Advisors

Madeline Fain

Independent health insurance advisor, Phoenix

Independent health insurance agent in Phoenix, AZ

Hi, I’m

Madeline.

Helping families protect what matters most.

I help people without employer coverage find a plan that fits, and I stay your point of contact after you enroll.

Free and no obligation. You will speak with me, not a call center.

Madeline Fain, Owner of MF Health Advisors

Madeline Fain

Phoenix, AZ

4 years

Helping people find coverage

31+ states

Licensed to serve you

Phoenix based

Local to Phoenix and Scottsdale

No obligation

Quotes are always free

Excellent

5.0 from 21 reviews

Google

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Ysabel E.

Oct 2026

Insurance can feel overwhelming, but Madeline makes the whole process so much easier. She takes the time to explain everything, answer all your questions, and help you find coverage that actually fits your needs. She’s always responsive, professional, kind, and she makes you feel supported from start to finish. With Madeline, you never feel like just another policy, you feel heard, valued, and confident in your coverage. I couldn’t recommend her enough!

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Zach L.

Oct 2026

Madeline helped me out with getting health care coverage in the middle of a period of time where I was waiting for my new jobs benefits to kick in. Madeline is very knowledgeable of the market and explained the process and answered any questions I had and who to follow up with. Even after having to cancel my temporary insurance, she followed up and offered assistance from there. I highly recommend reaching out to Madeline if you’re needing private health insurance. She is incredibly helpful and very professional.

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Josh

Oct 2026

I cannot say enough good things about Madeline. She is someone I would trust just about anything with. Not only was she very informative and knowledgeable about the whole insurance space, but she is just easy to talk to and that is something I really liked about her. If you are needing any insurance help, she is your gal 100%!

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Arlene M.

Oct 2026

Madeline was a huge help in finding me an insurance plan that met my budget and coverage needs. Super friendly, and easy to work with!

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Stephanie M.

Oct 2026

Madeline was extremely helpful explaining the process and helping throughout the application to apply for what I needed! Will recommend her to others!

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Elia B.

Oct 2026

Madeline delivered exceptional customer service. She is evidently very knowledgeable in this area and was able to walk me through my options.

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Al P.

Oct 2026

Madeline was an increble help! Her knowledge and experience was exactly what we needed!

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Asal D.

Oct 2026

Madeline was professional, patience and well informed. She spent an ample amount of time answering my questions. Would highly recommend!

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Angela H.

Oct 2026

Madeleine was beyond helpful, informative, efficient and understanding. She was one of the best professionals I have ever worked with and made a stressful decision very easy as she was very organized and navigated me through every step with patience and compassion.

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Lorna C.

Oct 2026

Madeline was absolutely wonderful in helping me get my health insurance sorted out! She was patient, knowledgeable, and kind, making an overwhelming process feel so much easier. She took the time to explain everything clearly, answer my questions, and make sure I felt comfortable every step of the way. I truly appreciate her care and dedication. I highly recommend Madeline to anyone needing help with health insurance. Thank you, Madeline, for such excellent service!

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Lexus A.

Oct 2026

Madeline was a huge help in getting me setup with an affordable health plan. Highly recommend!

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Micah M.

Oct 2026

Madeline made finding health insurance for me and my small business quick and easy. She was happy to answer all my questions and show me all the options. Highly recommend

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Cindy L.

Oct 2026

Madeline was excellent! She was very responsive, knowledgeable, pleasant and professional. I would recommend her to family and friends!

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Zack0daWack0

Oct 2026

Had a really good experience with MF Health Insurance! Madeline made the whole process super easy, answered all my questions, and didn’t make me feel pressured at all. Definitely recommend her if you’re looking for insurance!

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Catherine M.

Oct 2026

Madeline went above and beyond in helping me get my new health plan. Truly caring, personable, and helpful! Can’t recommend her enough!

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Alma B.

Oct 2026

I was worried about going self employed and having to find my own coverage. Thank goodness Madeline was able to help me find an affordable plan!

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Kitty M.

Oct 2026

If you are needing help with your health insurance, Madeline is your girl. She knows what she’s talking about and super friendly! I’ve already recommended her to some of my coworkers. Overall, great experience with MF health advisors!

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Bryan A.

Oct 2026

Madeline was a breath of fresh air. After many agents contacting me, I’m glad I went with her. She made sure to check every box I had wanted in a new plan. 10/10 service!

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Jordan P.

Oct 2026

It was a pleasure working with Madeline! She really took the time to understand my situation and what would best fit my family. Madeline was very thorough, patient, and knowledgeable throughout the whole process. Would highly recommend her services to anyone in need!

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Matthew K.

Oct 2026

Madeline was incredibly helpful throughout this whole process. She explained all of my options really clearly and made making a decision on what insurance was best for my family and I very easy now that I'm self employed. Can't recommend her enough!!

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Alexis M.

Oct 2026

I recommend MF Health Advisors to anyone looking for health insurance. Madeline was super informative, helpful and really made the process easy!

Who I work with

If your coverage does not come from an employer, you are who I work with.

A walnut desk in warm daylight with a closed leather notebook, a fountain pen, reading glasses, a blue ceramic mug and a desk telephone, beside a window looking out to the Sonoran desert

Every plan on the table, side by side, before you decide anything.

What independent actually means

I am not tied to selling one company’s products.

Instead of steering you toward a single product line, I compare what is genuinely available to you, including options that are not listed on the public marketplace at all.

01

No single product line

Nothing I put in front of you was chosen for me before we started talking.

02

A wider shortlist

The list you can build alone on a public website is narrower than the one that actually exists.

03

The same person afterwards

I do all of my own customer service. A claim in March goes to whoever set the plan up, which is me.

The person you will be talking to

“You get an advisor, not an algorithm. When you call, you get me, not a queue, and not a different representative every time.”

Madeline Fain

Independent health insurance advisor

One direct number, before and after you enroll

Based in Phoenix, licensed in 31+ states

A claim in March or a change in August goes to the same person

Why people work with me

Four reasons people stay.

No call center, no script, and nobody hands you off once the paperwork is done.

Coverage tailored to you

There is no single best plan, only the one that fits your health, budget and family.

One person, start to finish

I handle all of my own customer service. When you call, you get me, not a queue and not a different representative every time.

Plans you will not find online

I can access options that are not on the public marketplace, so your shortlist is wider.

A free, no obligation quote

No cost, no pressure. If nothing beats what you have, I will tell you.

How it goes

Three steps, no pressure at any of them.

Step 1

We talk

Call me, or send the quote form. We go over who needs covering, what you spend now, and which doctors or prescriptions you want to keep.

Step 2

I build your shortlist

I compare what is genuinely available to you, including options that are not listed on public marketplaces, and bring back the ones that fit.

Step 3

You decide, I stay

You pick the plan you understand and want. I handle the enrollment, and I am still the person you call when something changes.

Where I work

Local to the valley, licensed well past it.

Provider networks are geographic. Whether a plan covers the hospital and specialists you would realistically use in your part of the valley is a question worth answering before you enroll.

A wide view of the Sonoran desert outside Phoenix, Arizona, with saguaros and layered blue mountains under a clear sky

Metro areas I serve

Phoenix

Scottsdale

Mesa

Tempe

Chandler

Gilbert

Glendale

Based at 7600 North 16th Street, Phoenix, AZ 85020

31+

states licensed, so a household split across state lines is a solvable problem rather than a reason to start again with someone new.

A couple in their forties at their dining table at home in Phoenix, talking something over with two blue mugs between them

What I hear most

The two things people say to me most.

Neither is a bad question. Both usually come from having been shown a very narrow slice of what is actually out there.

“It is too expensive.”

Usually that means you have only seen the public marketplace. I look wider, and finding out what you would really pay costs you nothing.

“I am healthy, I do not need it.”

Being healthy right now is exactly when you have the widest set of options open to you. That is the best time to look, not the worst.

Madeline Fain, Owner of MF Health Advisors

Madeline Fain

Owner, MF Health Advisors

My commitment to excellence

The standard I hold myself to.

Excellence is not a slogan on a wall. It is whether you can explain your own policy back to me, and whether I am still the one who picks up when you need to use it.

I do the work before I recommend anything

Nothing goes in front of you until I have checked what is available where you live and how each option handles your doctors and prescriptions.

I say the difficult part out loud

Every plan has a trade-off. You will hear it from me before you sign, not in a claim six months later. If what you have is the better deal, I will tell you.

I answer my own phone

4 years, 31+ states, one direct number. A renewal, a claim, a change in your household, it all comes back to me.

I measure this by whether you would send me your family

Not by how quickly something got signed. My practice runs on referrals, and those only come if I got the last one right.

Free and no obligation

Let’s find the plan that actually fits.

The quote is free, there is no obligation, and you will be talking to me. If what you already have is the better deal, I will tell you so.

Call now for a free quote

480-997-1810
Book a 30 minute call

Pick a time that suits you and I will call you then. No sales script. Or email me at madeline@mfhealthadvisors.com.

Get a free quote

Takes about a minute. I reply personally, usually the same day.