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Self-employed and freelancers
No employer plan to fall back on? I build coverage around your income and your life, not around a form.
Madeline Fain
Independent health insurance advisor, Phoenix
Hi, I’mMadeline.
Helping families protect what matters most.
I help people without employer coverage find a plan that fits, and I stay your point of contact after you enroll.
Free and no obligation. You will speak with me, not a call center.
- 4 years
- Helping people find coverage
- 31+ states
- Licensed to serve you
- Phoenix based
- Local to Phoenix and Scottsdale
- No obligation
- Quotes are always free
Who I work with
If your coverage does not come from an employer, you are who I work with.
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Small business owners
Covering yourself and covering your team are two problems. I walk you through both, without jargon or pressure.
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Individuals and families under 65
First policy or fifth, you should understand exactly what you are buying and why it fits.
Every plan on the table, side by side, before you decide anything.
What independent actually means
I am not tied to selling one company’s products.
Instead of steering you toward a single product line, I compare what is genuinely available to you, including options that are not listed on the public marketplace at all.
- No single product line
- Nothing I put in front of you was chosen for me before we started talking.
- A wider shortlist
- The list you can build alone on a public website is narrower than the one that actually exists.
- The same person afterwards
- I do all of my own customer service. A claim in March goes to whoever set the plan up, which is me.
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The person you will be talking to
“You get an advisor, not an algorithm. When you call, you get me, not a queue, and not a different representative every time.”
- One direct number, before and after you enroll
- Based in Phoenix, licensed in 31+ states
- A claim in March or a change in August goes to the same person
Why people work with me
Four reasons people stay.
No call center, no script, and nobody hands you off once the paperwork is done.
Coverage tailored to you
There is no single best plan, only the one that fits your health, budget and family.
One person, start to finish
I handle all of my own customer service. When you call, you get me, not a queue and not a different representative every time.
Plans you will not find online
I can access options that are not on the public marketplace, so your shortlist is wider.
A free, no obligation quote
No cost, no pressure. If nothing beats what you have, I will tell you.
How it goes
Three steps, no pressure at any of them.
Step 1
We talk
Call me, or send the quote form. We go over who needs covering, what you spend now, and which doctors or prescriptions you want to keep.
Step 2
I build your shortlist
I compare what is genuinely available to you, including options that are not listed on public marketplaces, and bring back the ones that fit.
Step 3
You decide, I stay
You pick the plan you understand and want. I handle the enrollment, and I am still the person you call when something changes.
Where I work
Local to the valley, licensed well past it.
Provider networks are geographic. Whether a plan covers the hospital and specialists you would realistically use in your part of the valley is a question worth answering before you enroll.
Metro areas I serve
- Phoenix
- Scottsdale
- Mesa
- Tempe
- Chandler
- Gilbert
- Glendale
Based at 7600 North 16th Street, Phoenix, AZ 85020
31+
states licensed, so a household split across state lines is a solvable problem rather than a reason to start again with someone new.
What I hear most
The two things people say to me most.
Neither is a bad question. Both usually come from having been shown a very narrow slice of what is actually out there.
- “It is too expensive.”
- Usually that means you have only seen the public marketplace. I look wider, and finding out what you would really pay costs you nothing.
- “I am healthy, I do not need it.”
- Being healthy right now is exactly when you have the widest set of options open to you. That is the best time to look, not the worst.
Madeline Fain
Owner, MF Health Advisors
My commitment to excellence
The standard I hold myself to.
Excellence is not a slogan on a wall. It is whether you can explain your own policy back to me, and whether I am still the one who picks up when you need to use it.
- I do the work before I recommend anything
- Nothing goes in front of you until I have checked what is available where you live and how each option handles your doctors and prescriptions.
- I say the difficult part out loud
- Every plan has a trade-off. You will hear it from me before you sign, not in a claim six months later. If what you have is the better deal, I will tell you.
- I answer my own phone
- 4 years, 31+ states, one direct number. A renewal, a claim, a change in your household, it all comes back to me.
- I measure this by whether you would send me your family
- Not by how quickly something got signed. My practice runs on referrals, and those only come if I got the last one right.
Free and no obligation
Let’s find the plan that actually fits.
The quote is free, there is no obligation, and you will be talking to me. If what you already have is the better deal, I will tell you so.
Call now for a free quote
480-997-1810Book a 30 minute call
Pick a time that suits you and I will call you then. No sales script. Or email me at [email protected].